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Date posted: 3/1/2004

Veterinary Expenses - Pet Insurance and Payment Options

In this time of financial uncertainty the expense of pets can be forgotten from the family budget. Pets are a very important part of our lives but sometimes it is easy to forget how much healthcare for our animals can cost. In times of an emergency when pets become sick or injured, you may be faced with making decisions about treatment options - many of these decisions centre not only on what is best for our pets, but also on potential costs involved in treatment. Unlike human healthcare, the cost of veterinary services and drugs fall completely to the owner and occasionally euthanasia must be considered if treatment cannot be afforded. Although most veterinary practices are unable to offer credit agreements, there are options available when confronted with a large bill.

GE Money Care Credit is one payment plan that is offered to you at Dandenong Ranges Veterinary Centre with accounts over $300. Once approved, regular monthly payments are paid directly to GE Money with a 3mth interest free period. Establishment fees apply ($27.50 plus 2% of total bill) and account service fees are charged monthly.

For accounts below $300 we have 2 options: 1. EZYPay where payments can be made by direct debit from a credit card (including AMEX & Diners) or debit account regularly. Set up fees, commission from payments & ongoing account fees apply until the debt is repaid; 2. Regular credit card debits can be arranged via our merchant facilities in house (MC & VISA only). Ongoing account fees & set up fees apply as well. Pet Insurance is an easy way to ensure your pets will receive optimum healthcare when needed. This takes the stress out of worrying about veterinary bills when your pet is sick. There are many different pet insurance policies available, including those with cover for accidental injury only or those that cover both injury and illness. Some plans also offer an added benefit for routine healthcare. Most plans do have a small joining fee and premiums vary according to the level of cover and excess chosen. Benefits such as cover for animal boarding when owners are in hospital and multiple pet discounts are included on some plans. Most Pet Insurance policies do not cover birth defects or pre-existing conditions and age-limits often apply. For more information on Pet Insurance, EZYPay, automatic credit card debits or Care Credit payment plans, please contact DRVC on 9751 2999.


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